1st Time Buyers

Your 1st Home Buying experience should be one of the most exciting events in your life.  To financially assist you, The Federal Government, The State of California and many Orange County cities offer programs to help you achieve your dreams. 

 

Most of these programs have rarely been used due to lack of knowledge and high home prices in Southern California.  Now is a perfect time to buy while there is an abundance of homes for sale and interest rates are very low.

 

I have lenders on my team who know and use these programs to assist 1st Time Buyers.  Below is information on a few of the programs available.  Please call or email me if you’d like to discuss which program best suits your needs.

 

 

It’s All About You!!!!!

 

 

Beverly

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First-Time Homebuyers

The California Housing Finance Agency understands how much you want to own your first home. We also realize how difficult that can be. That is why we offer below market interest rate first mortgage programs and a variety of down payment assistance programs to eligible first-time homebuyers, which can turn your dreams of homeownership into reality. If you’d like to contact a CalHFA Homeownership Representative for more information on our programs, call 877.9.CalHFA (877.922.5432).

Find more homebuying information at the Consumer Home Mortgage Information Website. You can also attend the first of many Consumer Home Mortgage Town Halls throughout the state.

Take these easy steps to see if you qualify to apply for a CalHFA loan through an approved lender.

You can also visit our Mortgage Calculators section to assist you in estimating your monthly payments, how much you can afford, and how much interest you can save by increasing your mortgage payment.

The sections below can help you learn more about CalHFA's unique Homeownership Programs and features.

Program Eligibility Information
Eligibility requirements and general procedures for first-time homebuyers.

Program Descriptions
Descriptions of the various loan programs and assistance options available.

Approved Lenders
Search for approved loan officers that can help you get started with a CalHFA program.

Other Housing Organizations
Links to other housing organizations

Homebuyers interested in applying for financing should contact one of CalHFA's approved lenders.

CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.

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  Community DevelopmentHousing Assistance Programs 

Anaheim offers a variety of housing options for its citizens ranging from affordable to executive. Anaheim also offers the unique opportunity to live among history by purchasing one of our historical homes.

Anaheim Housing Assistance Program ImageThe City of Anaheim/Redevelopment Agency offers financial assistance to families wanting to purchase condominiums or single family homes in Anaheim.

Two funding sources are available through the City. The first is our Second Mortgage Assistance Program (SMAP), funded with Redevelopment 20% housing set aside funds; and, the second program is the HOME Program, which is funded by the federal government. Each program has its own guidelines as described in the chart below.

SMAP Program

HOME Program

  • Loan Amount: 20% of purchase price (not to exceed $35,000)
  • Maximum Annual Gross Income Limits

     

    Beverly Stauber
    Realtor®

    Century 21  Real Estate Store  

    9689 Chapman Avenue
    Garden Grove, California 92841
    714-904-3376

    Ask Bev

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